Single trip
Emergency medical for one person, a couple or the whole family: Punta Cana, Cancún, Costa Rica, Europe.
Advisors licensed in Quebec
Travel insurance for people leaving Quebec and people coming to visit.
A winter week down south, your parents' Super Visa stay, family visiting for the summer: a licensed advisor compares plans from several insurers and finds you the right coverage at the right price.
YUL → ✈
I'm leaving Quebec
Single trip, family, cancellation, multi-trip, snowbirds
✈ → YUL
I'm coming to Quebec
Super Visa, visitors, parents and grandparents, students
Buy now ↗
- Service in French, English and Spanish
- Several insurers compared
Boarding pass · Quote
FREE
Request sent
Thank you! A licensed advisor will contact you shortly. A copy of your request:
What RAMQ won't pay
Your Quebec health card isn't enough outside Quebec.
- 100 $Maximum reimbursed per day in hospital outside Canada.
- 0 $For prescription drugs, ambulance and repatriation.
- 183 jAway from Quebec 183 days or more in a year, you lose your RAMQ eligibility.Source: RAMQ, Absence from Québec (ramq.gouv.qc.ca)
Heart attack · Florida · 3 days in ICUCA$
Your cost without insurance
24 700 $
Source: example published by RAMQ, hospital charges only (physician fees are extra).
Coverage available
Protection for every trip, in both directions.
Cancellation and interruption
Flight cancelled, illness before departure, early return: get your package money back.
Annual multi-trip
For people who travel several times a year. One policy, covered every time you leave.
Snowbirds and long stays
Several months in the sun, with stable medical conditions. Your advisor also helps you plan around the 183-day rule.
Super Visa
For parents and grandparents: $100,000 minimum, valid one year, IRCC-compliant.
Visitors to Canada
Family coming to see you in Montreal for a few weeks or months? Cover them from the day they land.
Newcomers
Coverage during the RAMQ waiting period, until your health card arrives.
Students and their families
Spouses and children joining a student, visiting parents, trips during studies.
Super Visa for parents and grandparents
Bring Mom and Dad to Montreal without an insurance-related refusal.
A non-compliant policy is one of the most common reasons for refusal. Your advisor ensures that all IRCC requirements are met.
Super Visa quote →- $100,000 minimumIn emergency medical coverage.
- Valid at least 1 yearFrom the date of entry into Canada.
- Health care, hospital, repatriationAll three must be covered.
- Eligible insurerA Canadian insurer or one authorized to do business in Canada.
- Pre-existing conditionsCovered depending on the insurer's stability period.
International students
Study in Quebec, covered from day one.
Without insurance, a single emergency-room visit can cost thousands of dollars. Your advisor will provide you with coverage that respects the conditions of the international student visa program.
Your family too
Your spouse and children who come with you can be insured as well.
Student quote →- Emergency medical careDoctor, hospital and emergency prescriptions.
- Covered from arrivalIdeally in force from the day you enter Canada.
- For the whole school yearAnnual policy, renewable every year.
- Your school's requirementsA valid certificate to show at registration, renewed for every study session.
Out-of-province students
Coming to study in Quebec from another Canadian province.
Your provincial health insurance plan works with Quebec's RAMQ regarding your coverage, but there can be gaps. An insurance plan is available to cover those possible gaps.
Your family too
Your spouse and children who come with you can be insured as well.
Student quote →- Tops up your provincial planCovers eligible costs above what your plan pays.
- Keep your provincial planYou must stay covered by your home province's plan while you study.
- Emergency medical careHospital, doctor, prescriptions and ambulance.
- For the whole school yearUp to 365 days, renewable.
How it works
From quote to certificate in three steps.
Describe your trip
Through the form: dates, travellers, ages and health. Your request is assigned to a licensed advisor.
Your advisor compares insurers
They show you the best options, with the exclusions explained in plain language.
You receive your policy
Certificate and confirmation letter by email, ready for the airport or for IRCC.
Frequently asked questions
The most common questions.
My credit card already covers me. Do I need anything else?
Maybe not. Many cards cover 15 to 31 days, often with age limits, a low maximum or exclusions for pre-existing conditions. Please check the conditions, exclusions and restrictions that come with your credit card, or contact your card provider.
Sources: Travel.gc.ca — Travel insurance (Government of Canada) · CAA-Quebec — Credit cards and travel insurance
I'm travelling elsewhere in Canada. Does RAMQ cover me?
Only partly. RAMQ pays at Quebec rates. A doctor in another province can refuse your card, and ambulance, prescription drugs and repatriation are not covered.
Official source: RAMQ — Services covered outside Québec
My parents are coming from Cameroon (or Côte d'Ivoire, Tunisia…). Can you insure them?
Yes. As the host living in Quebec, you can buy visitor or Super Visa coverage for them. Ideally, do it before they leave and before the visa application.
Official source: IRCC — Super Visa for parents and grandparents · IRCC — Visit Canada
Who handles my file?
When you click "Get my quote", an email notification is sent to Lino Perretta, a financial security advisor licensed by the Autorité des marchés financiers (AMF) in Quebec. During periods of high demand, your request may be assigned to another licensed advisor working with Lino Perretta. The advisor who takes your file advises you, sends you your quote and remains your contact afterward, including at renewal. If it is another advisor, they share a fixed 25% of their commission with Lino Perretta. This does not increase your premium.
How long does it take to get a policy?
In as little as 30 minutes from the time your request is received*.
* Subject to acceptance by the various insurers, according to their health requirements.
Trip coming up?
Get a free quote with no obligation.
About
A licensed advisor for travellers from here and abroad.
The TourCan Travel Insurance website was created by Lino Perretta, financial security advisor, to show you simply everything available to you in travel insurance and to connect you with a licensed, competent and professional advisor who stays with you after the sale.
Every request received through this site is assigned to a licensed advisor. All hold a certificate from the Autorité des marchés financiers and work independently, with their own professional liability insurance. Because they work with several insurers, they aren't tied to one product and choose the one that suits you.
Good travel insurance is insurance you understand before you leave. Your advisor takes the time to explain exclusions, medical questionnaires and stability periods, so there are no surprises when you make a claim.
Advice, not just a price
Your advisor makes sure the coverage actually fits your trip and your health.
Several insurers
Your advisor compares several insurers to find the best protection for the price.
There when you claim
If something happens during your trip, your advisor helps you deal with the insurer.
Areas served
- The province of Quebec
Professional information
- AMF certificate no.
- 224462
- Firm
- Experior Financial Group Inc. (firm no. 602402)
- Office
- 4605, boul. Lapinière, bureau 350
Brossard (Québec) J4Z 3T5 - Languages
- French, English, Spanish
- Verify
- AMF register (lautorite.qc.ca)
Partners
Several insurers. One advisor who compares for you.
The licensed advisors this site connects you with work with several well-established Canadian insurers. Instead of limiting you to one company, your advisor compares prices and benefits based on your age, health and trip, then recommends the one that suits you best.
Side-by-side Super Visa comparison
For Super Visa insurance, you get a clear one-page table of premiums and benefits from several insurers.
The right fit for you
Not the most expensive, not necessarily the cheapest: the one that truly covers your situation.
Every product
Super VisaVisitorsStudentsSingle tripMulti-tripSnowbirds
Why use an advisor who works with several insurers?
Every profile is different
One insurer can be cheapest at 45 and the most expensive at 75. Your advisor compares based on your actual situation.
Medical conditions
Stability periods and questionnaires vary a lot. Your advisor directs you to the insurer that covers your condition.
Same price as buying direct
You pay no fee for advice: your advisor is paid by the insurer you choose.
Disclosure
Your advisor is paid by commission by the insurer you choose, through Experior Financial Group Inc. (according to its pay schedule and all applicable policies). If your request is assigned to another licensed advisor working with Lino Perretta, that advisor shares a fixed 25% of their commission with him. This does not increase your premium. On request, your advisor will tell you which insurer they recommend and why, along with any relevant business relationship.
If you are dissatisfied, you can file a complaint with your advisor or their firm. If it isn't resolved, you can ask for your file to be transferred to the Autorité des marchés financiers.