Who can be covered
According to the RAMQ, a person travelling to Quebec for a period of 6 months or less cannot register for Quebec health insurance. Tourists, with or without Canadian citizenship, are not eligible.
Source RAMQ — Know the eligibility conditions
TourCan offers visitor insurance to people staying in Quebec who are not covered by Quebec health insurance. Eligibility criteria (age, country of origin, purchase date) are set by each insurer.
For a parent or grandparent applying for the super visa, see our Super visa insurance page.
What the policy covers
Benefits, exclusions, deductibles and the coverage amount are set by each insurer in its policy. Your advisor gives you the exact policy wording and explains it before you buy.
Your advisor also gives you a side-by-side comparison of the options, free and with no obligation.
Length of stay and extensions
According to IRCC, if there is no stamp in the passport, the stay expires 6 months after the day of arrival in Canada. To stay longer, visitors must apply at least 30 days before their current status expires.
Source IRCC — Extend your stay in Canada
The conditions for extending the insurance policy are set by each insurer. Your advisor reminds you before your policy expires.
Pre-existing conditions
Pre-existing conditions are defined by each insurer in its policy, for example through a medical questionnaire.
Your advisor compares these conditions across insurers, shows you the exact wording and helps you fill out the medical questionnaire accurately.
Frequently asked questions
Does Quebec health insurance (RAMQ) cover visitors?
No. According to the RAMQ, tourists are not eligible, and a person travelling to Quebec for 6 months or less cannot register for Quebec health insurance.
How long can a visitor stay in Canada?
According to IRCC, if there is no stamp in the passport, the stay expires 6 months after the day of arrival in Canada. To stay longer, visitors must apply at least 30 days before their current status expires.
My parent has already arrived in Canada. Can they still get insured?
The rules on buying after arrival are set by each insurer. Your advisor tells you which options are available.
My parent wants to stay longer. Is there another option?
For parents and grandparents, IRCC offers the super visa, which allows a stay in Canada of up to 5 years. See our Super visa insurance page.
What does visitor insurance cover?
Benefits, exclusions and conditions are set by each insurer in its policy. Your advisor gives you the exact policy wording before you buy.
What should we do in a medical emergency?
Contact the insurer's assistance service listed in your policy. Then your advisor helps you with the claim, from the first call until you are reimbursed.